Effective Date: 05/05/2025
Welcome to InsuraXchange (“we,” “our,” or “us”). By accessing or using our website located at [Insuraxchange.com] (the “Site”), you agree to comply with and be bound by these Terms of Use. If you do not agree to these terms, please do not use the Site.
1. Use of the Site
Insuraxchange.com provides a platform that connects users with licensed insurance agents and providers. We are not an insurance company and do not provide insurance coverage, issue policies, or make insurance decisions. All insurance-related decisions are made by licensed professionals.
You must be at least 18 years old to use this Site.
2. User Responsibilities
You agree to:
3. No Insurance Advice
The information on this Site is provided for general informational purposes only and should not be considered insurance advice. Any quotes or coverage options are provided by third-party agents or insurers.
4. Third-Party Links and Services
We may link to third-party websites or services. We do not control or endorse them, and are not responsible for their content, policies, or practices. Any transactions or communications with third parties are solely between you and them.
5. Privacy
Use of the Site is also governed by our [Privacy Policy], which describes how we collect, use, and share your information.
6. Intellectual Property
All content on the Site, including text, graphics, logos, and software, is the property of InsuraXchange or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, or use any content without our written permission.
7. Disclaimer of Warranties
The Site is provided “as is” without warranties of any kind, either express or implied. We do not guarantee the accuracy, reliability, or availability of the Site or any information provided.
8. Limitation of Liability
To the maximum extent permitted by law, InsuraXchange shall not be liable for any direct, indirect, incidental or consequential damages arising from your use of the Site or any linked services.
9. Changes to Terms
We reserve the right to modify these Terms at any time. Your continued use of the Site after changes are posted constitutes your acceptance of the updated Terms.
10. Contact Us
If you have any questions about these Terms, please contact us at [email protected].